You could be mistaken for thinking the title of this game is actually another payday loan company promising you the earth, but instead, Payday Express is a western-themed video slot from provider Fantasma Games. Thankfully regarding the stats, there’s not a ridiculous APR in sight, so we have a 5-reel slot with 10 fixed paylines, an RTP of 94.46%, and a maximum win of 6,254x the bet.
Onto the in-game feature set, and the base game includes the Payday Wild feature, activated when three or more wild symbols land in view. Each wild that hits will spawn a new wild in a random position on the playfield. The main bonus is, however, the free spins feature, triggered when scatters land on reels 2, 3, and 4. During this round, any wins formed will lock into position, and a respin will be awarded. If the win is improved, further respins will continue to occur, with the Payday Wilds also being able to activate in this round.
It’s full steam ahead as we’re ready to get paid! Would you care to join us on our Western adventure? How about you get warmed up first and take a few spins on the free demo slot of Payday Express here on our site. It’s available to try out below.
| Provider | Fantasma Games |
| Reels | 5 |
| Rows | 3 |
| Paylines | 10 |
| Bonus Rounds | 1 |
| Bet Range | 0.20 - 30 |
| Volatility | High |
| Max Win | 6,254x |
| Bonus Buy | Yes |
| RTP | 94.46% |
| Our Rating | 4.0 |
Payday Express Slot Casino Bonuses
Payday Express Slot Free Play
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Payday Express Slot Theme, Stakes, Pays & Symbols
Did somebody say a Western-themed slot with a title loosely referencing a train? Surely that’s left you thinking precisely the same as me now that we’ve determined this isn’t a rival to the almighty money lenders Wonga. Yes, we’re all thinking this is another Money Train oriented slot, right? Well, I have news for you, it isn’t. But if you want to go back down that road, then we have the full collection of Money Train, Money Train 2, Money Train 3, Money Train 4, Money Train Origins, and Slingo Money Train here on site, so go spin the reels on them to your heart’s content. If you’d rather learn more about Payday Express, stick around as we’re about to stop at the next station, which happens to be all about the pays within the game.
We’re over at the paytable, and the game’s highest value symbol is the wild. Not only will this substitute for all regular symbols, but it will also pay a massive 2,000x bet for a five of a kind win. Next, we have the yellow bandit worth 500x for all five, followed by the orange bandit at 100x, the green bandit at 30x, and the final premium paying symbol, the blue bandit, which pays 25x for a winning combo of five. Dropping down to the low pays, we have five royal symbols, with the Ace and King worth 10x the bet for a completed line of five, and finally, wrapping things up, we have the Queen, Jack, and Ten sharing equal payouts of 4x bet for a five of a kind hit.
A comprehensive betting range is available for players to access in the game, with the minimum stake starting at €0.20 and reaching a maximum price per play of €30. Some high rollers, I guess, could turn their noses up at the max limit, but surely those particular wannabe bandits will be few and far between.
Base Game & Modifiers
Gameplay is set over five reels containing rows of three symbols high, totalling 10 fixed paylines throughout all of the action. Hitting a minimum of three matching symbols (excluding the wild and yellow bandit, which only require two) on adjacent reels starting from the leftmost reel first will award a win.
Payday Wild Feature
If three or more wilds appear in view in the base game or bonus round, then the Payday Wild feature will be activated. This will cause each wild in view to spawn another wild on a random position within the reel set.
Payday Express Slot Bonus Features
Bonus scatter symbols appear on reels 2, 3, and 4 only, with all of these needing to land for the feature to be triggered and 15 free spins awarded.
Free Spins
During the free spins round, any wins achieved will be locked in place, and all other reel positions will respin. If a new win is created or your current win is improved upon, those symbols become locked too and further respins will occur. If three wild symbols appear during this process, then the Payday Wild feature will activate at the end of the series of respins. It should also be noted that the free spins cannot be re-triggered.
Bonus Buy
Players residing in a jurisdiction where the bonus buy is available can head straight to the free spins feature at the cost of 70x the current bet.
Pros
- The Payday Wild feature can help to break up the base game.
Cons
- A below-average RTP.
- The free spins feature can be annoying when a new symbol lands on a reel but isn't part of an active payline.
Final Thoughts
Payday Express was a complete non-starter for me, which was summed up when I triggered the free spins and also activated the Payday Wild feature at the end of a set of respins. There was a total of six wilds on the screen, and the win was 36x! So, maybe you'll find this game more interesting and exciting than I did, but for me, it was as bad as the terms and conditions of a payday loan.
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